ZOPA has appointed former payday lending boss Zitah McMillan as a non-executive director on the board of its peer-to-peer business, Peer2Peer Finance News can reveal. In April, Zopa restructured its governance, creating a separate P2P board headed up by former Peer-to-Peer Finance Association chair Christine Farnish, and one for the planned bank that will be chaired by former Barclays and GE Capital banker Peter Herbert.