2016 has been a year where FinTech was a catalyst for significant change.2017 promises to be an exciting year, with more sophistication and growth following a great year in 2016, where investments in FinTech totalled EUR 12 Bn and where we saw the acceleration of collaborative models and the slow down of B2C attacker models. 

In the following pages you will find a brief summary of our predictions for 2017 in terms of investment themes, geographic trends as well as the impact of FinTech on the incumbents and regulation.