For your retirement to comfortably last the decades you can expect to live, you need to start saving now. So it is a big opportunity...main question with Millenials how do you make them worry about something to happen 50-60 years from now? However is not only millenials: As Robert Powell reports in USA Today “Older Millennials -- those born in the early 1980s -- will need about $1.8 million salted away to maintain their standard of living in retirement while younger millennials -- those born in the late 1990s -- will need upwards of $2.5 million.”