Costa Mesa CA based online lender Payoff has raised $46.7M as part of a round expected to close at $67.4M. Payoff is focused on helping millienials refinance their credit card debt.  Its loans are backed by $250M in debt financing provided by Eaglewood Capital Management. Payoff targets millennials seemingly, with 10-minute-long quizzes to help users understand their financial “personality,” understand what their overall financial picture looks like, and assess how much finance-related stress is impacting them.