Investors are concerned the rapidly growing area of online consumer loans is hitting a rough patch. The Large US based Consumer lenders shared their response. I think overall the main question is not growth but (through the cycle) profitability
Financial-technology lenders responded to concerns about a possible slowdown in their businesses Monday, saying they were working to keep the growth going strong. In a speech at the LendIt investment conference in San Francisco, an online lending-industry meeting, Ron Suber, president of Prosper Marketplace Inc., said the firm, which runs a large online lending marketplace, is working to improve its access to funding for new loans....
http://www.wsj.com/articles/fintech-fix-prosper-outlines-response-to-slowdown-concerns-1460417790