The app is built on the Unity gaming platform and promises to use voice and face biometrics for login — essentially analysing a selfie or a voice clip to make sure you are who you say you are. The bank says it will also use machine learning and AI to help optimise its customer service team, another way Atom is using innovative technology. This is the start of a remarkable transformation of the banking landscape for everyone. Atom aims to offer a genuine alternative to the insidious and self-interested banks that dominate the UK banking landscape. Our approach will be to constantly evolve and extend our offering, with monthly updates to our App and a dedication to providing a better value, greater transparency and a much more innovative banking experience.

http://uk.businessinsider.com/atom-bank-launches-in-the-uk-2016-4