2016 will be a fascinating year for P2P lending with a shake out expected of winners from the ones that were just growth in stead of quality focused! 

The higher yields on offer from investing in the asset class have drawn interest from Wall Street, with asset managers, hedge funds, and banks participating in the space as they buy or bundle P2P loans into bonds that can be sold to investors. Sales of bonds backed by marketplace loans, which are asset-backed securities (ABS), have been a particularly bright spot for bankers seeking new sources of revenue and for P2P platforms aiming to diversify their funding away from more skittish individual investors.