Expect in 2016 to see this trend to continue via a mix of partnerships and M&A
On Deck Capital has had a pretty easy time attracting investments from venture capitalists and convincing customers to try its technology, which makes it easier for small businesses to get loans. Getting buy-in from the big banks has been more difficult. But having mostly overcome the 2008 financial crisis, Wall Street is finally willing to take risks on high-tech lenders. On Deck spent nearly a decade building its business before JPMorgan Chase agreed to team up with the company this month.
http://www.bloomberg.com/news/articles/2015-12-17/banks-cozy-up-to-online-lending-upstarts