Maybe better then the finger print, the "selfie" to authenticate payments.
The biometrics system in the payments business is about to get snazzy. While Apple Pay urged its users to fingerprint their purchases, MasterCard is taking a leap forward by asking them to take a picture of themselves, i.e., a face scan or more often called a selfie. Authentication techniques are the key to safer payments, especially in the card-not-present situations as in mobile payments. A verification technique which many banks and companies are currently piloting is Facial Recognition. Facial recognition based authentication is performed by matching a live facial image of a person with the person’s stored image for the transaction to be successful. In a soon-to-launch test programme this fall, the financial services company will be offering its starter set of 500 consumers a face scanning software that will ascertain their purchases.