The Battle for 1 Bn customers....At the end of 2014, 185 million users had deposited 578.9 billion yuan ($93 billion) into Alibaba’s Yu’ebao, while Tencent’s Licaitong has 100 billion yuan in deposits from 10 million users. Xiaomi Huoqibao is attempting to make a dent in that market by offering an annualized savings rate of just under 5%, compared with 4.3% for Yu’ebao, and well above the negligible rates for typical Chinese bank accounts.