Very much like this set of trends, especially the smart contracts, which are called bitshares, although not sure bitshares will become the name
Apple is my bank. Bank of America Falls in Face of Massive Robbery. Alternate Lending Outperforms S&P 500. These are all headlines you could read next year if the wildest predictions for advances in Fintech come true. Mild 1. Mobile payments explode 2. Dark Pools Getting Darker 3. Bitcoin transforms Wild 1. Peer-to-Peer lending Breakout 2. The digital heist 3. Bitshares eat into Wall Street - Bitshares are one of the innovations bitcoin fans are most interested in. The idea involves setting up a new currency to act as a contract between companies and shareholders. It would, if tested and proved functional, get rid of transaction costs and make the idea of a market maker close to redundant.
http://www.hedgethink.com/market-view/fintech-predictions-2015-wild-mild/