Lie 1: I need to buy stocks in individual companies.
Lie 2: I don’t earn enough to start investing yet.
Lie 3: Investing is for professionals and finance majors.
Your 20s and 30s have the potential to be some of the most powerful investing years of your life. With decades of working years ahead of you, the sooner you start investing in your future, the happier and wealthier you’ll be when you’re finally ready to kick back and relax.
http://finance.yahoo.com/news/how-to-start-investing-180048991.html