Not sure Financial Institutions have factored in 15% of investments into Security yet....expect costs will only go up coming years, with growing number of channels, devices, methods, etc.
Investment into security start-ups has soared in recent years, creating opportunity for entrepreneurs and risk for venture capitalists trying to avoid the kinds of bandwagon companies that fade away as a market starts to mature. “When everybody gets a new credit card mailed out to them because Home Depot got hacked, it’s on everybody’s minds,” said Scott Weiss, a partner at Andreessen Horowitz, the venture capital firm. More important than proverbial mindshare, security spending is a growing part of corporate technology budgets. A decade ago, most large information technology customers would spend 2 to 6 percent of their budget on security, These days, it is more like 5 to 15 percent
http://bits.blogs.nytimes.com/2014/12/02/betting-on-security-start-ups-in-an-age-of-data-breaches/