French banks have teamed up like the Dutch did to conquer PayPal...in the Netherlands this was successfully done via Ideas
Paylib, a PayPal-style online payment system set up last year by French banks, is extending its reach thanks to the addition of Crédit Agricole as a member and a deal with MasterCard that will let people use the service abroad. Established by BNP Paribas, Société Générale and La Banque Postale, Paylib lets users link a card and then make payments at participating retailers' websites by entering their email, password and a code generated by a mobile app. In just over a year, the service has been adopted by more than 300,000 of the banks' customers and 700 e-merchants. The addition of Crédit Agricole next year, on the heels of Crédit Mutuel Arkéa, means that Paylib will be available to 40 million French cardholders and more than 30,000 retailers.
http://www.finextra.com/news/fullstory.aspx?newsitemid=26741