After a breakout 12 months for tap and pay, 'contactless' has made Oxford Dictionaries' shortlist for international word of the year. Contactless was one of seven words - along with bae, budtender, indyref, normcore and slacktivism - to make the list but ultimately lost out on the top spot to vape, which refers to electronic cigarettes. The last time a fintech-specific term made its way onto the Oxford shortlist was back in 2008, when credit crunch walked away with the word of the year award.

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